Your family orthodontic treatment comes at a hefty price. For this reason, orthodontic centers offer a variety of flexible payment options so that you and your family can get the necessary treatment that you deserve in an attempt to make it as affordable for you as possible. Ultimately, the cost of treatment depends on the severity of each individual and the length of treatment. Various payment options are available and these are made in advance so you can plan ahead to ensure your treatment is as affordable as possible, and financially suitable to meet your needs.
Monthly payment options
Most orthodontic centers accept credit card payments by Visa, MasterCard and Discover. If you are unsure whether your family orthodontic center accepts certain credit cards จัดฟัน, it’s best to call their office and ask. Certain offices accept a discount when payment is made with credit cards, as much as 3%, or 7% if paid in-full. This is a good payment option to consider as orthodontic treatment can be very costly, and saving money in the end is a great incentive.
Cash and Checks
If you do choose to pay with cash, many orthodontic centers offer a cash discount when this is done, as much as 7% if paid in-full. Lastly, most orthodontic centers also accept personal checks and provide a discount with this form of payment as well.
Another option is to finance your orthodontic treatment. Check with your orthodontic center, but it is customary to offer a third party financing plan in which there is 0% interest and no down-payment required. Often times, however, a down-payment is required, sometimes a minimum initial payment of 10% of the total treatment fee. Depending on the type and length of treatment, payments are extended over a period of 6-24 months.
The amount of your total cost of treatment covered by your insurance company varies. Your orthodontic office can provide you with a list of insurance and financial companies they do business with so you can plan ahead. Even if your orthodontic center accepts your insurance carrier, you can save money on your treatment if they are in-network. Something else to keep in mind is that maximums and co-pays vary significantly between different insurance carriers. Also, your family orthodontic center may offer assignment of benefits. What this means is that they will assist in the required documentation between their office and your insurance carrier as a courtesy to their patients. They will call your insurance company to verify eligibility and benefits prior to your appointment, file for your insurance reimbursements and necessary paperwork directly to your insurance company, and make communication between your orthodontic office and insurance carrier seamless.